Best Financial Books For Beginners (2024 Updated)

The bestselling author of “Financial Peace” presents an inspiring road map for building wealth while strengthening one’s marriage and family. Now in paperback, “More Than Enough” is an inspiring, life-changing blueprint to personal control, lifetime peace, and a vital family dynamic.

Get out of debt and stay out with the help of Dave Ramsey, the financial expert who has helped millions of Americans control their moneyThe Financial Peace Planner may be the most valuable purchase you ever make.

Dave Ramey’s practical regimen, based on his own personal experience with debt, offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format, allowing you to frequently monitor your progress and, most importantly, to face your situation honestly.

Loaded with inspirational insights that come from personal experience, this set of books will be life changing for any debt-ridden readers. You’ll find help on how to: – Assess the urgency of your situation – Understand where your money’s going – Create a realistic budget – Dump your debt – Clean up your credit rating.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people learn how to develop everyday money-saving habits with the help of America’s favorite finance coach, Dave Ramsey.

– By now, you’ve already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you’re tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help.

The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you’ve been looking for.

– Break bad habits and make lasting changes when it comes to your relationship with money – Recognize the 10 most dangerous money myths – Secure a healthy nest egg for emergencies and set yourself up for retirement – Become financially healthy for life – This edition of The Total Money Makeover includes new, expanded Dave Rants that tackle marriage conflict, college debt, and so much more.

Is the financial plan of mediocrity — a dream-stealing, soul-sucking dogma known as “The Slowlane” your plan for creating wealth? You know how it goes; it sounds a lil something like this: “Go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich.

” The mainstream financial gurus have sold you blindly down the river to a great financial gamble: You’ve been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market.

This impotent financial gamble dubiously promises wealth in a wheelchair — sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. Accept the Slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can find a job and keep it, HOPE the stock market doesn’t tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE.

Do you really want HOPE to be the centerpiece for your family’s financial plan? Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can.

For those who don’t want a lifetime subscription to “settle-for-less” and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there.

* Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young. * Why most entrepreneurs fail and how to immediately put the odds in your favor. * The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you.

* The leading cause of poorness: Change this and you change everything. * How the rich really get rich – and no, it has nothing to do with a paycheck or a 401K match. * Why the guru’s grand deity – compound interest – is an impotent wealth accelerator.

* Why the guru myth of “do what you love” will most likely keep you poor, not rich. * And 250+ more poverty busting distinctions. Demand the Fastlane, an alternative road-to-wealth; one that actually ignites dreams and creates millionaires young, not old.

Change lanes and find your explosive wealth accelerator.

“In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence.

You”ll never find a wiser advisor with a bigger heart. ” — Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear.

“But Dad,” she once said, “I know money is important. I just don”t want to spend my life thinking about it. ” This was eye-opening. I love this stuff. But most people have better things to do with their precious time.

Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world.

Here”s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.

The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works.

What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies.

The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts.

TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). Why you should be very cautious when engaging an investment advisor and whether you need to at all.

Why and how you can be conned, and how to avoid becoming prey. Why I don”t recommend dollar cost averaging. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

A Case Study on how this all can be implemented in real life. Don”t let any of this intimidate you. Those that have gone before you say: “. in his patented no-frills and often humorous style, JL makes it both approachable and simple.

And powerful. ” “. effective message told in a visual, funny style. ” “. a refreshingly unique and approachable take on investing. ” “JL Collins has the gift of making boring financial concepts funny and interesting.

” “Instead of esoteric equations about measuring a stock”s alpha and comparing it to its beta, he lights up the campfire and starts telling stories. ” Enjoy the read, and the journey!.

Achieve financial peace of mind with the million-copy #1 New York Times bestseller, now revised and updated, featuring an entirely new Financial Empowerment Plan and a bonus chapter on investing. The time has never been more right for women to take control of their finances.

The lessons, revelations, and shocks of the past few years have made it clear that standing in our truth is the only way to care for ourselves, our families, and our finances. With her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money—and themselves.

Whether you are single or in a committed relationship, a successful professional, a worker struggling to make ends meet, a stay-at-home parent, or a creative soul, Suze offers the possibility of living a life of true wealth, a life in which you own the power to control your destiny.

At the center of this fully revised and updated edition, Suze presents an all-new Financial Empowerment Plan, designed to get you to a place of emotional and financial security as quickly as possible—because the most precious commodity women have is time.

Divided into four essential components, the plan will teach you how to – Protect yourself – Spend smart – Build your future – Give to others Also included is a bonus chapter on investing—for those who are living by Suze’s unbreakable financial ground rules and ready to learn how to invest with confidence.

Women & Money speaks to every mother, daughter, grandmother, sister, and wife. It gives readers the opportunity to tap into Suze’s unique spirit, people-first wisdom, and unparalleled appreciation that for women, money itself is not the end goal.

It’s the means to living a full and meaningful life.

Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money.

She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall.

On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem.

Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself.

Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families.

Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance.

Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control youHow to create a budget based on your real life, not a life of self-denialHow to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire.

Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

“This book provides a good foundation for the beginning investor who is setting out to venture in the stock market. It tells you in plain English about the fundamentals of stock market and investment strategies to deepen your investing literacy.

Stock Market Investing for Beginners provides you with the strategic advice and knowledge necessary to make informed investment decisions. Equipping you with everything you need to take control of your financial future, Stock Market Investing for Beginners removes the guesswork from investing.

Broussard, reader and financial advisor Learn how to make the best of your investment with Stock Market Investing for Beginners.

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams. ” —New York MagazineFrom the #1 New York Times bestselling author of You Are a Badass, a life-changing guide to making the kind of money you’ve only ever dreamed of.

You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller.

She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results. Learn to: – Uncover what’s holding you back from making money – Give your doubts, fears, and excuses the heave-ho – Relate to money in a new (and lucrative) way – Shake up the cocktail of creation – Tap into your natural ability to grow rich – Shape your reality—stop playing victim to circumstance – Get as wealthy as you wanna be“This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.

” —PopSugar.

With the help of a #1 New York Times bestselling author and finance expert, set your finances right with these updated tactics and practicesDave Ramsey knows what it’s like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty.

He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually.

In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers: – how to get out of debt and stay out – the KISS rule of investing—”Keep It Simple, Stupid” – how to use the principle of contentment to guide financial decision making – how the flow of money can revolutionize relationshipsWith practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.

This quick and simple, question and answer book is the perfect resource for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show-everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving.

This is Dave in his most popular format-ask a specific question, get a specific answer.

“The ultimate millennial money guide, from the creator of Australia’s #1 finance podcast Through her phenomenally popular and award-winning podcast, She’s on the Money, Victoria Devine has built an empowered and supportive community of women finding their way to financial freedom.

(Did someone say ‘Afterpay’. ?) And along with all the practical information, Victoria will guide you through the sometimes-tricky psychology surrounding money so you can establish the values, habits and confidence that will help you build your wealth long-term.

Just like the podcast, the book is full of real-life money stories from members of the She’s on the Money community who candidly share their experiences, wins and lessons learned to inspire others to turn their stories around, too.

And with templates and activities throughout, plus a twelve-month plan to get you started, you can immediately put Victoria’s recommendations into action in your own life. You are not alone on your financial journey, and with the money principles in this book you’ll go further than you ever thought possible”–Publisher’s description.

More than one million hardcovers sold Now available for the first time in paperback! The Classic Text Annotated to Update Graham’s Timeless Wisdom for Today’s Market Conditions The greatest investment advisor of the twentieth century, Benjamin Graham taught and inspired people worldwide.

Graham’s philosophy of “value investing” — which shields investors from substantial error and teaches them to develop long-term strategies — has made The Intelligent Investor the stock market bible ever since its original publication in 1949.

Over the years, market developments have proven the wisdom of Graham’s strategies. While preserving the integrity of Graham’s original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today’s market, draws parallels between Graham’s examples and today’s financial headlines, and gives readers a more thorough understanding of how to apply Graham’s principles.

Vital and indispensable, this HarperBusiness Essentials edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals.

Our culture feeds us the lie that it’s impossible to become a millionaire in America today, but it’s time you heard the truth. In his newest book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too, Chris Hogan destroys millionaire myths that are keeping everyday people from achieving financial independence.

Chris and the Ramsey research team surveyed over 10,000 US millionaires, discovering how these high-net-worth people reached their financial status. And the formula might surprise you. Millionaire status doesn’t require inheriting a bunch of money or having a high-paying job.

No. The path to becoming a millionaire is paved with more-ordinary tools—tools that you either already have or that you can learn. If you thought you could never become a millionaire, think again. Listen and learn from over 10,000 everyday millionaires who have done it and believe it’s possible for you too.

The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they’re trying to live a life they simply can’t afford.

In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you–the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving.

These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you’ve always dreamed of without creating the debt, stress, and worry that are all too often part of the deal.

Social media isn’t real life, and trying to keep up with the Joneses will never get you anywhere. It’s time to live–and love–your life, not theirs.

The Personal Finance Classic. that’s fun to read! You Need the Truth About Money Completely revised and expanded, The Truth About Money shows you everything you need to know about personal finance—and explains it all in plain English.

Investments, insurance, taxes, mortgages, leasing cars, getting out of debt, wealth planning for multimillion-dollar estates—it’s all here for you. Whether you’re saving for college or retirement, buying a home or selling one, concerned about long-term care for yourself or your parents, worried about an impending job loss, or facing any financial decision, knowing what’s in The Truth About Money will help you make great financial decisions.

New to This Edition Planning Your Retirement Lifestyle Learn how to retire in comfort and financial security (and what to do when you get there) (pg. 485). The Best Investment Choice Learn how ETFs can help you create wealth while saving you big money (pg.

176). Target-Date Funds It’s what you don’t know that can hurt you (pg. 269). Behavioral Finance and Neuroeconomics Learn why you make bad financial decisions—and how to break the cycle (pg. 224). Picking the Best Funds Find out the truth about Morningstar ratings (pg.

250). Are Your Parents Aging? See how best to provide help—without harming yourself financially (pg. 374). The Most Important Financial Decision You’ll Make Find out how to make this decision successfully (pg.

631). Plus more than 100 Pages of New Content!.

“What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teachings, including how to budget, save, dump debt and invest.

You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. Because this is the handbook for Financial Peace University, you won’t find much new information here if you’ve already taken the nine-week class.

It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So, if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book.

But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!.

** Fully reviewed and updated for the 2018-2019 financial year** This is the only money guide you’ll ever need That’s a bold claim, given there are already thousands of finance books on the shelves. So what makes this one different? Well, you won’t be overwhelmed with a bunch of ‘tips’ … or a strict budget (that you won’t follow).

You’ll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. You’ll also get the skinny on: Saving up a six-figure house deposit in 20 months Doubling your income using the ‘Trapeze Strategy’ Saving $78,173 on your mortgage and wiping out 7 years of payments Finding a financial advisor who won’t rip you off Handing your kids (or grandkids) a $140,000 cheque on their 21st birthday Why you don’t need $1 million to retire … with the ‘Donald Bradman Retirement Strategy’ Sound too good to be true? It’s not.

This book is full of stories from everyday Aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results.

And you’re next.

As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.

Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems.

With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: – A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams.

– An assessment tool that helps you understand whether you have a “don’t make enough” problem or a “spend too much” issue—as well as ways to fix both. – Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future.

– Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs.

– Ways to protect your beneficiaries’ future, and ensure that your financial wishes will stand the test of time.

A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period. ” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It”This is a wonderful book.

Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by “the Frugal Guru” (New Yorker) Mr.

Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.

Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: – Get out of debt and develop savings – Save money through mindfulness and good habits, rather than strict budgeting – Declutter your life and live well for less – Invest your savings and begin creating wealth – Save the planet while saving money – …and so much more!” The seminal guide to the new morality of personal money management.

” -Los Angeles Times.