Best Financial Advisory Firms To Work For (2024 Updated)

The price was great! I bought two books for approximately $8. I love that book and I want to give copies to other people so the savings was wonderful. My only disappointment was the second book cover had a pretty big crease and dog eared corner which made it not as nice so I just wish they would have warned me about the second book.

I do realize they are not new but it wouldve been nice to know. The guts of the book were just fine and I do appreciate not having to pay $18 apiece for them new.

This is great information to provoke one to fully understand how to make retirement happy. Planning for the non-financial part of retirement is even more important. especially if you want to live long and prosper.

Love the 50 item exercise. And while I am only on #17, I am really exploring them fully with sub-things to do. Like #12 – write my tale of Mexico from 1973 adventure. That prompts me to take a writing class or 2, join a writers group, and search out my photos and notes from that time.

Might add do some ‘timely’ research of 1973 to my action items as well.

Good read. It will inform you of what to look forward to in retirement. Just give you some ideas and warn you not to fall in the trap of doing nothing. Nothing will lead to retiring watching the T. V.

or computer and overeating. It will tell you that if you are not exercising, then now in retirement there is no excuse not to get moving. It doesn’t have to be the gym, it can be as simple as walking.

Do something. Anything. It gives you ideas as how to spend your time and your time spent does not have to be for money. If it is for money, that should not be why you are working, it should be because you want to do this particular job and more for the learning and communication with people.

Some people do charity work, just for the social communication. It’s a good read and I would recommend it if you are concerned about retirement.

I liked how it offered different view points and recomendations from the perspective of several specific persons learning or teaching. A great read for anyone who might be intimidated by studying personal finance, but also great for anyone with an interest in financial peace of mind.

It covers the basic foundations very well.

Excellent book to be exposed to important personal finance topics. Investments, insurance, homeownership — all included within this book.

This is an excellent book that is written in layman terms and done in a story format with a touch of humor which makes for easy reading. I have been buying this book and giving it to family and friends for years.

I’m retired Coast Guard and while I was on active duty one of my biggest concerns was the lack of basic financial training are service members receive. I’ve been buying, giving and recommending this book for quite some time and I was recently told that the Coast Guard is now buying this book by the case loads and giving them out.

I can only hope this is true. I think this book should be mandatory reading and taught as a course in high school and college.

This book is So good that I’ve bought a hand full Of extra copies to pass along if and when others are interested. I started with it 15 years ago, deviated and made some mistakes for about 8 years, Got back to it 1.

5 years ago and realized why did I deviate but very happy to be back on track. My wife and I are debt free! we’ve paid the majority of our three kids undergraduate college cost, they worked to pay some themselves which I insisted they do.

We are one year away from our youngest completing his undergrad degree, they all will have or get their undergrad with no debt, my older son will have $140k of loans from his Medical Doctors degree when he graduates in 2024 (wish he didn’t have it but we’ve chosen to keep it fair between children and he’s in for a great career).

It is scary for the others in his class as he hears a lot of them have 200+ debt from undergrad and will add another 300k from med school, they will have over $500k total debt when they graduate – just scary to me.

My daughter is a chemical engineer with a great job at a bio pharma company and my youngest will graduate next spring with a cybersecurity degree, And we just paid off our mortgage in June 2022!!!! We’re truly Debt Free!!! Thank you for the guidance to help us tweak a few things and get across finish line.

We did become baby step millionaires btw when we turned 45, I am now 51 and my wife is 52. I am a Chemical engineer and she got an engineering degree but stayed home to raise the kids up until our youngest was 18 which was two years ago.

She now works for a procurement group. My income is 200k per year and hers is 45k per year. A big mistake I made was with buying into whole life insurance but I have replaced it with a 20 year term in June of this year 2022 with the help from Zander insurance.

The proceeds paid off our house and we are off to saving and investing now!! The other mistake I made was using OPM and equity in my house to buy three rental properties. I have sold all three as of three years ago.

My budget has us saving $110k after tax and after our 401ks are maxed out, per year in a year from now once we’re done assisting with kids college. We will now be looking to see how we can give a portion of this as well as saving/ investing.

I may buy another rental if I can pay cash for it, I haven’t decided if I want to get back Into that yet or just go For mutual funds and save some time and headaches of being a landlord. I share all this as I listen to Ramsey every morning to help me stay on track and motivated – love it! So this is my story for you in a nutshell.

12/5/2021 Dear Mr. Ramsay, For the last 30 to 35 years, I have lived a somewhat ascetic life. I try to be a cross between Henry David Thoreau and Thomas Merton. When my marriage ended, I wanted my ex-wife and kids to keep our Taj Mahal; and I have been living in an old rental shack in the ‘hood.

So, I love nuanced approaches to money-management. Rather than worrying about the rat-race posed by “Rich Dad/Poor Dad,” I prefer a world in which people focus on essentials, simplicity, and reuse of reusable resources.

The great value of your book is that it is not technical. My younger son is in his 2nd year of teaching Economics at Ball High School in Galveston, Texas. The demographics pose a struggling working-class mix.

My son thrills at helping high school juniors and seniors open their first bank account; learn about the intricacies of financing their first car; understanding the babble of home financing; glimpsing at the issues of various taxes.

I was excited to pass on your book to my son David Wasserstrom. Hopefully, he will continue to open the minds of his students as to how to survive in the challenging economy that we have. Thank you for the work that you are doing.

I was introduced to your work at a “Lawyers’ Wellness” program of the Kansas City Metropolitan Bar Association. It is surprising that well-educated professionals share self-destructive habits that others of the general population have adopted.

Mark Wasserstrom.

We were in considerable debt with our credit cards; not just once, but twice. We were on one income due to starting a family. My wife didn’t make enough money to justify her going back to work and she wanted to stay home with the kids.

I was making $35K at the time (1997). The doctor bills piled up and we didn’t plan ahead for those bills. We also didn’t back off enough on our spending. We didn’t go out for dinner very often but we could have made different choices at the grocery store as an example.

We had just bought our second home that had more room to start a family and had two car payments. We also doubled our house payment from $400 to $950 per month when we did that. She took care of the bills and didn’t let me know that we didn’t have enough money coming in.

When I asked about our finances, she said we’re doing fine. She was an accountant, so why should I worry? I was working 60-65 hours a week and she didn’t want to put more pressure on me. We got behind $10K which we refinanced the house to get ourselves out of that debt.

Or should I say moved the debt. We got behind again the second time for $13K. We payed that one down little by little. Our first two kids were expensive. You’d think working for a very large company the insurance coverage would be great.

We quickly found out that anything over usual and customary became our responsibility. Our third was cheaper because our coverage had improved by then. It took almost twenty years at the same company to get up to a $52K salary.

My wife started back to work fifteen years ago around $12K and is now up to $45K. I’ve switched jobs and am making $56K now as well as being back to 40 hours. It wasn’t until around 2014 or 2015 that we found Dave Ramsey.

We’ve listened to podcasts and read several books. We also put a plan into action. We now are debt free and have a paid off home. I can’t tell you how much of a relief it is to not have that financial stress! We thought we were pretty good with our money.

We typically didn’t spend more than we made and had somewhat of a plan for the future. However, we didn’t have much in savings either. Basically enough to cover some car or home expenses. Definitely not enough to cover a job loss or major expense.

Although we were on a path of getting out of debt before utilizing Dave’s plan, we could have done it a lot faster and more efficiently had we followed it. I’m 52 and my wife is 51. We’ll celebrate 30 years of marriage this year.

We’ve never owned a new vehicle; we’ve always believed in purchasing used. We currently drive a 2007 and 2008 with 175K and 158K on them. We drove our last vehicles for over fourteen years before purchasing our current ones.

The repairs exceeded the value of the vehicle which forced an upgrade. We are now looking to add onto our 1,000 sq ft home to make it more family gathering friendly. We did have it half paid for with our savings then 2020 happened and the estimate doubled.

We’re not sure when we’ll start but I’m can tell you it’ll be paid off in short amount of time. The possibility of being back in debt is not a desirable one for us. However, we are better equipped to handle it today than before getting on Dave’s plan.

I’m not big on reading; it usually puts me to sleep pretty quickly. However, I started reading the book and had a hard time putting it down. If you want to get out of debt, I highly recommend this book! We give them as wedding gifts in hopes it’ll help keep new families out of the financial hardships that we had to deal with.

Excellent book for those learning about the stock market. Still useful for those experienced with the stock market. Makes everything practical and easy to do.

Fantastic book full of useful and actionable information. I would definitely recommend reading.

This book is excellent. Simple but accurate. The best recipe to wealth and financial freedom I’ve ever read.

Slightly dated with respect to investment advice but an excellent book for financial spending and saving advice. Assets that increase in value over time can be financed but things / property that become worth less in time should never be financed.

I purchased this book as a gift because it has excellent information and questions and answers to help someone who is having financial problems. It gives good examples and worksheets to help put ones finances into usable charts and helps to make decisions easier.

Great book! Worth the money. Very informative.

I have been following the budget mom for a few years on Instagram and her methods have changed the way I live. This book has given me even more insight to different things I’m going to try and implement into my spending habits and budget.

Such an amazing read & gets you headed in the right direction with your money.

I absolutely LOVED this book! It’s so she is so relatable and realistic! I already passed the book on to my sister and I’m listening to the audiobook again! Highly recommend! Be sure to follow her on insta & YouTube as well!.

I have watched her YouTube videos and read her blog posts for years. While I still struggle to follow her method exactly (as my hubby is 3/4 of the way on board) I’m hoping this book will help us both get serious about becoming debt-free while living our best life! I will update my review after I finish the book!.

I admit at this point I have only read about ten pages due to working my business. What was read was compelling, most of all it is a road map to becoming rich. This I know for I have read his book the Automatic Millionaire and it was life changing.

There are not many words in this review, yet what potential readers should know is that obtaining this book as well as Mr. Bach’s other books will indeed lead to wealth if the reader follows the plan.

Al Torcaso.

Relevant information and I love that hes genuinely trying to help without pushing other books or products on you. I wish hed revise following the pandemic but still a great book!

I bought this book because I have been wanted to learn more about investing and retirement. David Bach’s information on personal investing and money management targets any generation. He suggests that it’s never too late to start paying your self first and to start now.

He gives basic, commonsense plans that shows how you can save, what you should cut out of your regular expenses, and when you can splurge. Some of his advice involves small changes in your daily life, that can make a big impact to anyones future.

He discuss difference of owning versus renting, credit debt and how to get them payed off. He seems to believe that there is still time to build a a good nest egg. I overall thought this book was extremely good and had many great advice and information we can use in our daily activities.

Fun to read. Nick Murray explains wealth building in simple, plain language. His style is enjoyably humorous and down to earth.

Good information, well written for anyone looking to gather insight into investing for the long term – a bit repetitive.

I like the simple language it used to explain a positive outlook on investing.

If you are serious about increasing your financial education and taking your financial future to the next level, then this book is for you. This book is not for the average person. I recommend this book to those that have a great financially creative mind and truly want to succeed with their finances by not being afraid to step outside of the financial norm box.

Having a high IQ is normal related to doing well in school and getting good grades. However Robert Kiyosaki in his book Financial IQ says that doing well in traditional school. Does NOT guarantee that you will make alot of money in the real world.

In order to make rich in todays business you have to have a very high financial IQ. Robert says that we all have problems today. The poor have problems with not having enough money and the rich have the problem of having to much money.

The solution is how we handle the problems. Robert talks about the value of the american dollar is continuing to go down in value and if you planning on working hard to save money get out of debt – Means you are working to be poor.

This book will not tell you what to do – But will teach you how to think, grow and raise your financial IQ. So you will know what to do, that best fits your goals and dreams. This is a must read if you plan on having time & money in the future.

Good: Timeless wisdom and a process for anyone to change their relationship with money. The real world stories of how people applied the book to their lives was probably the most compelling part. Ok: I realize they wanted to remain as true to the orignal version as possible and make sure the content and process were accessible to all people, however I think the advice could be a bit more modernized for the internet age.

Also, the book could flow a bit better. Despite it’s flaws this book should be required reading for high school students.

Sometimes too simple, sometimes repeatative, some I agreed with, some disagreed with but ultimately a very good book. Some good conservative financial advice given from a solid (but not preaching) eithical prespective.

In addition to financial advice, at many times the book challenges and motivates you to look deep inside yourself to truely evaluate your priorities in life. You are challenged to look at your relationship with money (both on the income and expenditure sides), your spending patterns and how that squares with your true self and your goals.

Liked it well enough that I reccomended it to the wife, best friend, good co-worker and now you. Are you, making a living or making a dying? What are your spending habits? Do they square up with your satisfaction and goals? Will you have enough to become financially independent?.

Great book to get you seriously thinking about your life, happiness, money, and how these integrate and influence each other. Some very thought provoking passages and practical exercises. I suggest reading right through once and going back to the exercises which will take some time to do, however just reading it makes some powerful impressions.

I am a 22 year old female who is about to graduate college with an engineering degree. I’ve worked extremely hard to minimize any student loans that I’ve had. And now will be facing the challenges of the financial adult world.

I have an aggressive loan payback plan. However I need to start looking at investing in more long-term money goals. This book was a huge help! It really gave me a better understanding of the financial world as a whole and is allowing me to best plan out my goals (using the baby steps of course)! Definitely not my first read of the Ramsey collection and definitely will not be my last.

Thanks Dave!.

I was looking for a book to be educated about my investments, bonds, money markets, index funds, HSA, 403B, IRAs, and Roth IRAs. It was recommended by your staff to read Complete Guide to Money. I was disappointed that there were only 20 pages of very basic knowledge.

The rest was geared toward those starting out or those who don’t have knowledge of budgets, saving and money. I’m 67, retired, have NO debt and a widow looking for knowledge to manage the investments left to me by my financially educated late husband.

This book while a very good book was not what I asked for. We learned this in the 90’s and lived by it but it has nothing I need at this stage in my life.

I have received my books in Ghana. I had to route it through an address in Wyoming Delaware lol. I absolutely love the book together with the Total Money Makeover which I purchased with. I have had the Kindle ebook but there is nothing like having the real book at hand.

Thanks Dave and your team. I have started baby Step 1. I am saving GhC 2000 ( the equivalent of about $400) as my Emergency Fund). Wanted to buy more books from the online sale but sadly realized the $10 dollar sale is off.

😁. Nonetheless I am extremely happy with both books. Much love from Accra, Ghana. PS: Anytime I come to the US, I have got to come to your Ramsey Solutions Headquarters to see you in person Dave.

I have read all of Suze Orman’s books and Dave Ramsey’s books as well as Financial Peace University. All good. fixing the money thing is just as wonderful, different perspective. Some new insights I haven’t seen before.

It was good to read Gary and Drenda’s background and know how they went through financial woes and how they got out of debt. I am more apt to listen to someone whose been there and how they took care of finances rather than someone whose always been wealthy.

This book came in brand new in excellent condition and about 3 days earlier than stated. At the moment I am Gaining so much wisdom and am already putting It into practice. I enjoyed this read so much, I finished it in about 3 days considering Im also a mom.

This was an exciting easy reading book that would bring hope to anyone struggling financially. The author shared his own rather desperate experience of digging himself and family out of a deep pit. He shared some simple starting points and provided biblical guidelines, my own situation has improved just from the first read through.

I’m ready to go back reread and write down my a plan to prosper. I have read a few books on the subject and consider this better than most because it is practical and avoids the jargon of high finance.

Highly recommended.

No book has taught me more about adulting than this one. This book has empowered me to make informed decisions to: – Change my super fund – Invest in shares for the first time – Consider getting personal insurance It’s super educational, down to earth, funny and has heaps of cool case studies and practical illustrations.

It’s the best book to get stuck into when you’re in your 20s (or any age) but the younger the better because it really does teach you how to manage your money wisely with solid foundations. I also LOVE the glossary.

There’s so much to learn about finances and adulting and this book has been a great reference tool to refer back to as I come across new and unfamiliar terms. This book + the my millennial money podcast / FB group + Glen’s spending plan have been a game changer and have taught me so much about managing my money well as a 27yo right now and for my future.

Thanks GJ!.

I’ve read a lot of personal finance books, this one I would say can get you from beginner to intermediate, and links you to the tools to get to advanced if you’re serious about wealth building. Loved the sound financial house diagram and explanation, superannuation was explained really well too (not easy for something with so many rules), and while we’re not changing our plans because of this book it did reassure us that we’re on the right track for our goals.

Well done on a great book Glen James.

Whether you have your money sorted or feel like it is in shambles, this book is for you. There is something for everyone in this book and without a doubt you are bound to learn something that you may not have known.

I have read a decent amount of personal finance books and by far this is the best book that I have read so far. Do not hesitate to purchase this book, it may just change your life.

Read this book – it will open your eyes. It needs a bit of “adjustment” to encompass the UK but the basic poinys are just as valid. Read, read, and read again as the financial messages are oh so true, and completely untaught in UK schools.

I thought the book was very insightful and helpful. Although the second half of the book wasn’t for me, The majority of the book I did read gave me a greater understanding of investing.

Due to this book I have a different way of looking at investing. Reading this book with an open mind allows you (the reader) to view life with endless oportunities. Instead of not enough money in the world, the pages in this book makes the reader feel like its to much money in the world.

The way the author describes his way of investing in real estate rather than the stock market is brilliant. After reading this book you’ll feel the same way. The Guide to Investing is one of the best books I have ever read from an educational standpoint.

There are so many investing tips the book offers; any ordinary person can pursue the dream of investing. The author shows how starting a business is a great way to save on taxes even if your business is only part time.

The author demonstrates how one guy started a business racing cars as a hobby in his spare time. The race car driver showed that his business was profit driven and he paid no taxes from his job where he earned over $40K a year.

If you read any book next year make it Rich Dad’s Guide to Investing it will not disapoint you. The author tells the secret that the rich only tell to their children. He talks about good debt and bad debt, there is a difference.

Bad debt is the money you pay back; good debt is the money people pay back for you. Managing debt is the key to becoming wealthy.

Everyone needs to read this book to understand where they are standing now and what core values they need in order to switch the quadrant if they want to. The amount of knowledge and its understanding will help people of all age.

All of his books are so good. They are full of such vital information for today. In my opinion, these books should be required reading in middle and high schools as well as college. If people were more financially literate, at least they would have a better chance of being prepared earlier in life instead of being part of the “status quo”.

Working for money all of their lives, instead of their money working for them. Excellent book!.

Excellent Book! Very easy to read and understand. Completely changed the way I look at money and helped me to sell my company and move on to bigger and better things. I recommend this book to all people who truly have the entrepreneurial spirit.

Read this book before you become self-employed. You don’t have to read any of the other Rich Dad book to understand this book. Kind of repetitive, but the author is just trying to get the info to sink in.